Up to 65% LTV · 24-hour funding
Loans against luxury watches
We lend against the most coveted timepieces in the secondary market — from steel sport icons to high-complication grand seconds. Every watch is appraised in person at one of our four California offices by a dealer with two decades in the secondary market.
We can buy your asset outright — before, during, or after the loan. If you want a clean exit instead of a renewable loan, we make a wholesale-level offer on the spot. Restrictions apply.
What we lend against
| Asset | Typical loan range | Funding speed |
|---|---|---|
| Rolex Daytona 116500LN (white) | $28,000–$32,000 | Funded same day |
| Patek Philippe 5711/1A Nautilus | $95,000–$140,000 | 24-hour funding |
| Audemars Piguet Royal Oak 15500ST | $22,000–$28,000 | Same day |
| Richard Mille RM 11-03 Ti | $110,000–$160,000 | 24-hour, in-person |
| Vacheron Constantin Overseas 4500V | $18,000–$24,000 | Same day |
| F.P. Journe Chronomètre Bleu | $45,000–$70,000 | 24-hour |
How valuation works
We pull current dealer wholesale levels (Chrono24 floor, recent auction comps, our own desk's transaction record), discount appropriately, and quote against that. No public retail markup, no opaque 'evaluation fees.'
Brand specialty pages
Ready to start?
Email [email protected] with the asset, condition photos, and any documentation. We respond within two hours during business hours.
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