SERVING SAN FRANCISCO, CA
Luxury asset loans in San Francisco
Bay Area clients — SF, Marin, Peninsula, South Bay tech wealth — typically fly down to LA for in-person appraisal of high-value items, or we coordinate a private courier for items under $500k. SFO–LAX is 90 minutes door-to-door.
Closest LAL office
Our Downtown LA office is the primary point of contact for San Francisco clients. Drop-off and intake satellite, by appointment. Convenient for clients in central and east-side LA who want to avoid westside traffic for the asset hand-off. Final appraisal and loan origination occur at our Santa Monica flagship — not all loans are processed at this location. Best for: dealer-network coordination, jewelry intake, and clients dropping off pieces during their downtown business day.
What we lend against
- Watches — up to 65% LTV, 24-hour funding
- Fine jewelry — up to 55% LTV, 24-hour funding
- Fine art — up to 50% LTV, 48-hour funding
- Gold & bullion — up to 70% LTV, same day
- Collector vehicles — up to 50% LTV, 48-hour funding
In-person appointment
San Francisco is within driving distance of our offices. Book through [email protected] — most appointments confirm same day.
For a broader view of how we serve CA clients, see our CA state page.
How San Francisco clients work with us
The typical inquiry from San Francisco comes from a collector who needs liquidity for a specific window — a property closing, a business opportunity, a tax deadline — and doesn't want to liquidate the underlying asset. We provide a defined-period loan against the asset, you keep ownership, and you redeem when the window closes.
No credit pull, no income verification, no recourse beyond the asset itself. Three-month renewable term. Most clients in San Francisco renew once or twice and pay off the loan within 6 to 9 months.
San Francisco client? Start here.
Email [email protected] with the asset and condition photos. Two-hour response.
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